top of page



As Summer Fades, an Autumn Budget looms…
It is once more time to turn from sunny thoughts of summer holidays to dark contemplation of the Autumn Budget. In July 2024, Rachel...

Michael Hill
Aug 27, 20252 min read


Company car popularity rises
New research from HMRC show company cars are becoming more common – and greener. Source: HMRC Recent statistics issued by HMRC show that...

Michael Hill
Aug 20, 20252 min read


Unloved LISA
With changes to Individual Savings Accounts (ISAs) expected in the Autumn Budget, one existing variant has been heavily criticised by the...

Michael Hill
Aug 11, 20252 min read


Another Parliament, another Pension Schemes Bill
A new pensions bill has been introduced, which could affect your existing pensions. Pension legislation is almost a staple of...

Michael Hill
Aug 6, 20252 min read


How much retirement income do you need?
New research suggests some retirement costs have fallen, but there is a twist… How much net income do you need each year for a minimum,...

Michael Hill
Jul 29, 20252 min read


Will reform proposals – time to revise Victorian rules
The Law Commission has made a variety of proposals to reform the law governing wills in England and Wales. What were you doing in 1837?...

Michael Hill
Jul 22, 20252 min read


A strangely timed report on attitudes to salary sacrifice
In late May, HMRC published a report – based on data collected in summer 2023 and dated January 2024 – that had been held back for...

Michael Hill
Jul 16, 20252 min read


Will simple assessment take you by surprise?
In June, HMRC begins sending out simple assessments. They will come as a surprise to many recipients. From June 2025, HMRC will begin to...

Michael Hill
Jul 8, 20252 min read


Who is making your pension investment decisions?
The Government is taking an increasing interest in where pension funds are investing – or not investing. As March’s Spring Statement...

Michael Hill
Jul 1, 20252 min read


A return of inflation?
The April inflation figure was outside the Bank of England’s target range. Source: Office for National Statistics The Bank of England’s...

Michael Hill
Jun 24, 20252 min read


15.3 million people at risk of retirement poverty
New research has highlighted the groups on track for a retirement of scrimping. Several investment institutions publish annual reports on...

Michael Hill
Jun 17, 20252 min read


You may have missed – adult social care review slips under the radar
The first Friday of May was a busy news day. The ideal day to make an announcement that you might prefer to be overlooked – such as the...

Michael Hill
Jun 11, 20252 min read


HMRC suffers from too much interest
Taxpayers relying on HMRC to sort out the tax due on interest are given a warning. As had often been noted over the last few years, one...

Michael Hill
Jun 4, 20252 min read


A forgotten 50th Anniversary on Income Tax
In 1975, the Chancellor’s Budget dared to go where no successor has dared since. 1975 was a memorable year in UK politics. In February...

Michael Hill
May 28, 20252 min read


Are you sure you know your State Pension Age?
Research has shown the lack of awareness about the next change to the State Pension Age (SPA). Changes to SPA have proved fertile grounds...

Michael Hill
May 21, 20252 min read


The Third Act
Retirement has undergone a significant transformation from its origins in the 1880s when Otto von Bismarck introduced the first modern...

Michael Hill
May 14, 20252 min read


Will your next company car be a plug-in hybrid?
2025 introduces a technical change to company car tax, which could alter your next choice of car . In recent years, the tax rules for...

Michael Hill
May 7, 20252 min read


Unloved LISA?
The House of Commons Treasury Committee has been pondering the future of Lifetime ISAs (LISAs). The Lifetime ISA (LISA) is arguably a...

Michael Hill
Apr 30, 20252 min read


We are all mortal
The Office for National Statistics has taken a fresh look at our mortality. Source: ONS Roughly every two years, stories in the media...

Michael Hill
Apr 23, 20252 min read


Pensions and Inheritance Tax
The government is showing no signs of changing its plans to levy inheritance tax (IHT) on pensions. Sometimes what creates the most noise...

Michael Hill
Apr 16, 20252 min read
bottom of page



