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‘798 years on hold’: navigating HMRC’s customer service issues
The National Audit Office (NAO) has published a report on HMRC customer service which isn’t a happy story. Source: HMRC historic data,...

Michael Hill
Jul 5, 20242 min read


Not in the NIC of time
A useful new web tool has emerged, a little late in the game, in a joint effort from two government departments. In early 2023, HMRC and...

Michael Hill
Jun 27, 20242 min read


How to raise tax revenue without raising tax rates
As we count down to the general election in July, be wary of those manifesto promises not to raise tax rates. The Conservatives and the...

Michael Hill
Jun 21, 20242 min read


Dow Jones breaks through 40,000
In mid-May 2024, the Dow Jones Index crossed the 40,000 threshold for the first time. Source: Investing.com You might have noted...

Michael Hill
Jun 14, 20242 min read


Au-tonomy: a shiny investment or tarnished goods?
Gold (Au on the periodic table) is having its day in the sun, but for how long? Source: Investing.com Long before Bitcoin was even a...

Michael Hill
Jun 6, 20242 min read


Probate fees on the rise
The fees for obtaining probate in England and Wales have increased. The fee charged to obtain probate in England and Wales has been...

Michael Hill
May 30, 20242 min read


New British Savings Bond – worth the wait?
National Savings provides a glimpse of the new bond promised in the Spring Budget. Jeremy Hunt’s Spring Budget had an emphasis on...

Michael Hill
May 23, 20242 min read


Have you overlooked a changed tax status?
With allowances frozen or cut, you may have underpaid tax for 2023/24. Your tax position may have changed for the last year without you...

Michael Hill
May 16, 20242 min read


The WASPI saga continues
Many women born in the 1950s should be paid compensation for a shortfall in their pensions according to a new report. The WASPI (Women...

Michael Hill
May 9, 20242 min read


Spring 2024 - Financial Focus
As the advent of spring brings not only longer days but also a new tax year, there is still much to get to grips with in the fallout from...

Michael Hill
May 3, 20241 min read


Demographics shift to minority married
New data on marriage and civil partnerships shows a significant threshold has been crossed. ‘Population estimates by marital status and...

Michael Hill
Apr 26, 20242 min read


How much does retirement cost?
New research has put some surprising numbers on the income needed in retirement.

Michael Hill
Apr 12, 20241 min read


New tax year planning – start early
This new tax year starting on 6 April brings a range of changes that could affect your financial planning. The start of the new tax year...

Michael Hill
Mar 26, 20242 min read


Working to 72? The retirement procrastination problem
Recent research on planned retirement ages has produced some unexpected and perhaps unrealistic results. The next increase in State...

Michael Hill
Mar 26, 20242 min read


25 years of ISAs
Individual Savings Accounts will celebrate their 25th birthday on 6 April 2024. A quarter of a century ago, Personal Equity Plans (PEPs)...

Michael Hill
Mar 22, 20242 min read


Spring Budget: a pre-election balancing act
What was almost certainly the last Budget before the election was a serving of the widely expected, sprinkled with a handful of small...

Michael Hill
Mar 15, 20242 min read
The future of the State pension
Public opinion is pessimistic about the future of the State pension. Ask yourself these two questions: 1. Do you believe that the...

Michael Hill
Mar 8, 20242 min read
HMRC, eBay and second-hand news
The media storm surrounding HMRC taxing eBay and other online sellers from the start of 2024 was, in fact, itself counterfeit goods. A...

Michael Hill
Mar 1, 20242 min read


2023: The year of disinflation
At the start of 2023, the Prime Minister pledged to halve inflation. The goal was reached, but how much credit can he take for the...

Michael Hill
Feb 23, 20242 min read


Lessons from the FTSE at 40
As the FTSE 100 turned 40 on 3 January 2024, we look at how it compared to its predecessor and the lessons learned from four decades of...

Michael Hill
Feb 23, 20242 min read
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