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Have you overlooked a changed tax status?
With allowances frozen or cut, you may have underpaid tax for 2023/24. Your tax position may have changed for the last year without you...

Michael Hill
May 16, 20242 min read


The WASPI saga continues
Many women born in the 1950s should be paid compensation for a shortfall in their pensions according to a new report. The WASPI (Women...

Michael Hill
May 9, 20242 min read


Spring 2024 - Financial Focus
As the advent of spring brings not only longer days but also a new tax year, there is still much to get to grips with in the fallout from...

Michael Hill
May 3, 20241 min read


Demographics shift to minority married
New data on marriage and civil partnerships shows a significant threshold has been crossed. ‘Population estimates by marital status and...

Michael Hill
Apr 26, 20242 min read


How much does retirement cost?
New research has put some surprising numbers on the income needed in retirement.

Michael Hill
Apr 12, 20241 min read


New tax year planning – start early
This new tax year starting on 6 April brings a range of changes that could affect your financial planning. The start of the new tax year...

Michael Hill
Mar 26, 20242 min read


Working to 72? The retirement procrastination problem
Recent research on planned retirement ages has produced some unexpected and perhaps unrealistic results. The next increase in State...

Michael Hill
Mar 26, 20242 min read


25 years of ISAs
Individual Savings Accounts will celebrate their 25th birthday on 6 April 2024. A quarter of a century ago, Personal Equity Plans (PEPs)...

Michael Hill
Mar 22, 20242 min read


Spring Budget: a pre-election balancing act
What was almost certainly the last Budget before the election was a serving of the widely expected, sprinkled with a handful of small...

Michael Hill
Mar 15, 20242 min read
The future of the State pension
Public opinion is pessimistic about the future of the State pension. Ask yourself these two questions: 1.    Do you believe that the...

Michael Hill
Mar 8, 20242 min read
HMRC, eBay and second-hand news
The media storm surrounding HMRC taxing eBay and other online sellers from the start of 2024 was, in fact, itself counterfeit goods. A...

Michael Hill
Mar 1, 20242 min read


2023: The year of disinflation
At the start of 2023, the Prime Minister pledged to halve inflation. The goal was reached, but how much credit can he take for the...

Michael Hill
Feb 23, 20242 min read


Lessons from the FTSE at 40
As the FTSE 100 turned 40 on 3 January 2024, we look at how it compared to its predecessor and the lessons learned from four decades of...

Michael Hill
Feb 23, 20242 min read
On your marks – an early Spring Budget for 2024
A date to note in this year’s calendar is the early Spring Budget on Wednesday 6 March. The Treasury issued a press release in the time...

Michael Hill
Feb 9, 20242 min read


A revamp for individual savings accounts
From 6 April 2024, individual savings account (ISA) rules will be changing, mostly for the better. In April, ISAs will celebrate their...

Michael Hill
Feb 9, 20242 min read


2023: The year of disinflation
At the start of 2023, the Prime Minister pledged to halve inflation. The goal was reached, but how much credit can he take for the...

Michael Hill
Feb 9, 20242 min read


Time for tax year-end planning
With Christmas and the New Year over, it is time to turn your thoughts to planning for the tax year end. While many parts of the tax...

Michael Hill
Feb 2, 20242 min read
The regulator goes after greenwashing
The Financial Conduct Authority (FCA) has announced new rules to ensure a green label on a fund is more than just marketing puff. It was...

Michael Hill
Jan 26, 20242 min read


The widening gap: National Minimum Wage vs. new State pension
The gap between two government set income levels is the widest it has ever been. Source: HMRC, DWP. The National Living Wage (NLW) and...

Michael Hill
Jan 19, 20242 min read
Getting a head start: retirement planning attitudes in 2023
A survey of 6,000 people, aged 18 to 80, revealed starkly different views on retirement across the generations. According to the Office...

Michael Hill
Jan 12, 20242 min read
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